WHERE TYPICAL SELLER COSTS GO
on a £300,000 home
Conveyancing: £1,500
ClozeSure: £120
Move the slider to set your sale price and see your typical costs.
Based on a 1.5% estate agent fee and typical conveyancing costs.
If your buyer pulls out after exchange, it can cost you tens of thousands. Unless you have ClozeSure.
Based on a £300,000 sale and equal-value onward purchase. Move the cost bar above to update.
| Sale and purchase fall through | Bridging finance(if you qualify) | Quick-buy service | ClozeSure | |
|---|---|---|---|---|
| Time to resolve | Back to square one | 4–6 months | 10 days + | 10 days |
| Typical extra costs | £8,340 Lost agent, legal fees (x2) and removal costs | £14,850 Arrangement + interest on a 90% loan of £270,000 | £52,500 Typical 15–20% reduction on sale price | £120 Paid on or before completion |
| Lost deposit | −£30,000 Your onward-purchase deposit — forfeited | N/Aif the lender funds in time | N/Aif bought in time | N/A |
| What you receive for your home | £30,000 Buyer's forfeited deposit | £270,000–£300,000 Re-sale (forced to full price) — plus the buyer's £30k deposit, kept | £247,500 ~82% from a quick-buyer — plus the buyer's £30k deposit, kept |
£300,000
90% from ClozeSure + the buyer's 10% deposit |
| Net cost to you | £8,340 Lost | up to £14,850 Uncertain | £22,500 Uncertain | £120 Certain |
Bridging incurs a 5% second-property SDLT surcharge (£15,000 on this £300,000 sale) — reclaimable from HMRC once the original home is sold.
Net cost is shown against your agreed sale price and credits the buyer's forfeited 10% deposit, which you keep. Figures are illustrative — a double failure (the sale and the onward purchase both collapse) at typical UK rates: agency 1.5%, conveyancing £1,500 per transaction, removals scaled to price, bridging on a 90% loan (1% arrangement + 6 months' interest at 9% APR), a quick-buyer at 15–20% below value. Bridging is shown as a range because a forced re-sale may fetch the full price or up to ~10% less. ClozeSure completes at 90% of your agreed price; with the buyer's forfeited 10% deposit that you keep, you receive a full 100%. From £60, paid on completion.
